Red Flag Offers
Maximize Your ID Theft and Credit Protection For Less Than $9 Per Month!
Choose From Three Plan Options:
- Response = An essential suite of ID theft coverage.
- Recovery = A comprehensive suite of financial and ID theft protection benefits.
- Resolution = Maximum plan benefits to protect your valuable identity and credit.
Don't Miss This Exclusive Offer For Red Flag Customers!
My Current Plan Summary
Benefits:
Credit Report Assistance helps you read and understand your credit reports, as well as aid you in amending any inaccurate information that may appear on your credit report.
You are entitled to receive one free credit report every 12 months from each of the nationwide consumer credit reporting companies – Equifax, Experian and TransUnion. In addition to consumers being eligible for a free credit report through the Annual Credit Report Request Service; consumers in some states are eligible for a free credit report under state law. The following states have laws that make free credit reports available to consumers: Colorado, Georgia, Maine, Maryland, Massachusetts, New Jersey and Vermont.
It is entirely your choice whether you order all three credit reports at the same time or order one now and others later. The advantage of ordering all three at the same time is that you can compare them. (However, you will not be eligible for another free credit report from the Central Source for 12 months.) On the other hand, the advantage of ordering one now and others later (for example, one credit report every four months) is that you can keep track of any changes or new information that may appear on your credit report. Remember, you are entitled to receive one free credit report through the Central Source every 12 months from each of the nationwide consumer credit reporting companies – Equifax, Experian and TransUnion – so if you order from only one company today you can still order from the other two companies at a later date.
To obtain a copy of your credit reports please follow these simple steps:
To Request your Credit Report Online:- Visit www.AnnualCreditReport.Com so you can see and print your report online NOW! It's Quick, Easy and Secure.
- Call 1-877-322-8228
- You will go through a simple verification process over the phone
- Deaf and hard of hearing consumers can access using the Central Source TDD service by calling 7-1-1 and referring the Relay Operator to 1-800-821-7232.
- Your reports will be mailed to you within 15 days. Please, allow 2-3 weeks for delivery.
- Download the request form from www.AnnualCreditReport.Com (you need an Adobe viewer to view the requested form. Download the free Adobe viewer)
- Print and complete the form
- Mail the completed form to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281 - Your reports will be mailed to you within 15 days. Please, allow 2-3 weeks for delivery.
If you would like to speak with one of our Customer Service Representatives, please contact us at +1.866.632.5335 Mon to Fri, 8am-5pm EST.
If you believe you are a victim of identity fraud, contact us and we will assign a dedicated ID Recovery Specialist who will help you restore your name and credit as quickly as possible.
Your ID Recovery Specialist:- Thoroughly manages the complex restoration process
- Helps prepare needed documents on your behalf, including FTC affidavits and dispute letters
- Acts on your behalf with creditors and relevant agencies
- Sends fraud alert notifications on your behalf to all three credit repositories, the Social Security Administration, the FTC, U.S. Postal Service, affected credit card companies, financial institutions, and more!
As a member, you have two options with the dedicated identity restoration resources. Without additional cost, you can select the option that is best for you. The Enhanced Restoration Option requires that you sign a Limited Power of Attorney. If you prefer not to provide a Limited Power of Attorney, you are still entitled to the Basic Counseling Services that provide you with the information you will need to take action independently.
If you suspect you have been a victim of identity theft and would like to speak to an ID Recovery Specialist, please contact us at +1.866.632.5335 Mon to Fri, 8am-5pm EST, and we will be happy to assist you.
Your Emergency Preparation Kit will allow you to record all non-public information as it pertains to your personal documents and financial information. Recording information within the Emergency Preparation Kit will allow you to quickly obtain your non-public information in the event it is needed. This will ensure ease of access and document replacement in the event of a loss, theft or disaster. For security, you should store the kit in a safety deposit box, or with your family attorney or CPA.
The Emergency Preparation Kit is accessible below in both English and Spanish for your use. If you have any questions regarding your Emergency Preparation Kit and need to speak to one of our Customer Service Representatives, please contact us at +1.866.632.5335 Mon to Fri, 8am-5pm EST
Document Recovery provides personalized replacement assistance if your personal documents are lost or stolen. This benefit is not limited to identity theft occurrences and can be used at any time.
Your ID Recovery Specialist will assist you in ascertaining the severity of the event and begin the notification and recovery process. They will help you identify missing documents, contact each and every creditor, bank or agency in question with you over the phone, cancel any affected cards, and take any other additional steps necessary to recover your documents. The member is responsible for any fees imposed by creditors, banks or state or federal agencies.
In most cases, your assigned ID Recovery Specialist can provide you with the forms necessary to obtain replacement documents on your own, or they can replace your documents on your behalf with your consent. If documents were stolen, they will file a fraud affidavit and police report.
If you need to file a request to replace your lost documents please contact us at +1.866.632.5335 Mon to Fri, 8am-5pm EST, and one of our ID Recovery Specialist will be happy to assist you.
Identity theft is the act of someone using your personal information, such as your name, Social Security number, or credit card number, without your permission, to commit fraud or a type of crime.
The following are the types of identity theft:
- Dumpster Diving. Rummaging through the trash looking for bills or other papers that contain your personal information.
- Skimming. Stealing your credit/debit card numbers by using a special storage device when processing your card.
- Phishing. Pretending to be a financial institution or company and send spam or pop-up messages to get you to reveal your personal information.
- Changing Your Address. Diverting your billing statements to another location by completing a change of address form.
- Old-Fashioned Stealing. Stealing wallets and purses; mail, including bank and credit card statements; pre-approved credit offers; and new checks or tax information.
- Pretexting. Using false pretences to obtain your personal information from financial institutions, telephone companies, and other sources.
The Internet has become one of the primary tools for identity theft. If you use the Internet for entertainment, research, or to manage your finances, you need to be extremely cautious about protecting your personal data.
Here are some tips:
Safeguard your finances. Look for the SSL encryption sign whenever possible, on websites where you are providing any banking or credit card information. Provide your credit card or bank account number only when you are completing an online transaction.
Protect your social security number. Your social security number is the key to your personal information for most identity thieves. Do not reveal the entire number unless it is absolutely necessary. Many universities use it as an ID number and it is part of the reason why identity theft is so prevalent among college students. Learn more about this in our Identity Monitoring section.
Beware of phishing emails. If you ever receive an email from a site that has your personal information, such as eBay®, PayPal®, even your banking institution, or one of your credit cards, these could potentially be phishing emails sent by hackers trying to capture your information. If it directs you to login using a link, DO NOT click on it. Always go to that particular website and login directly from the homepage. If there is an alert on your account, you will more than likely see it there.
Keep your mail safe. Your mail contains account numbers and other personal information. Pick up your mail daily from your mailbox and ask the post office to hold it, or a neighbor or relative to collect it, if you’re going away. Send bill payments from the post office or a public mailbox and avoid leaving your mail in your mailbox to be picked up by the postal service.
Memorize your passwords and PIN numbers. Don’t leave them in your wallet or on your desk where someone else could find them. Try to use alphanumeric characters whenever possible.
If it’s personal – lock it. Keep your personal information in a safe or keyed file cabinet at home, at work, or at school. If it’s in your car make sure to keep it in the trunk.
Stay safe online. Don’t send sensitive information such as credit card numbers by email. Look for clues about security on Web sites. At the point where you are asked to provide your financial or other sensitive information, the letters at the beginning of the address bar at the top of the screen should change from “http” to “https” or “shttp.” Your browser may also show that the information is being encrypted, or scrambled, so no one who might intercept it can read it. But while your information may be safe in transmission, there’s no guarantee that the company will store it securely. See what the web site you're on says about how your information is safeguarded in storage.
If you are on active duty in the military, put an active duty alert on your credit files. The alert will stay in your files for at least 12 months. If someone applies for credit in your name, the creditors will take extra precautions to make sure that the applicant is not someone pretending to be you. Just contact one of the three major credit bureaus to place the active duty alert; it will be shared automatically with the other two:
Equifax, 800.525.6285, TDD 800.255.0056
Experian, 888.397.3742, TDD 800.972.0322
TransUnion, 800.680.7289, TDD 877.553.7803
- Check your credit reports regularly. ID Fraud Solutions will allow you to keep track of this information and monitor any alerts on your credit report.