The cost for membership will vary depending on the plan you choose. To learn more, click here to view plan options and pricing.
A triple credit report is a 3-in-1 credit report that combines the three national credit repositories (Experian, Equifax, and TransUnion).
Included with your membership and at no additional cost, you are provided access to a credit report and score every 6 months to ensure that the reports show your accounts are free of suspicious activity or errors. This is just one of the many ways we help you maintain control of your credit.
ID Fraud Solutions gives you the right tools to help protect your identity and manage your credit at a reasonable price - with exceptional service and valuable benefits. Compare our program to similar plans and see for yourself!
My Virtual Safe is a program that will allow you to register accounts in your name on our system in order to better manage your open accounts.
Cyber Detector is a benefit that helps reduce the risk of identity theft by scouring websites, chat rooms and bulletin boards for the selling or trading of your personal information.
Your membership covers expenses incurred as a result of recovering from fraud, embezzlement, theft, forgery, data breach or a stolen identity. Please review the Terms and Conditions for loss limitations and exclusions.
Once you're a member, if you suspect you've become a victim of identity theft, immediately call +1.866.632.5335 Mon to Fri, 8am-8pm EST. An ID Recovery Specialist will determine whether you are truly a victim, and if so will help you restore your name.
To submit a claim, call us toll-free at +1.866.632.5335, Mon to Fri, 8am-8pm EST.
Restoration services will be provided to members for identity theft related events that are first discovered after becoming a member, regardless of when the event took place.
Only active members are entitled to ID fraud benefits. If the other member of your household is an active member, by either enrolling under their own individual membership or by being enrolled as an additional member under an existing plan, they would have access to the benefits they are enrolled in. Otherwise, they do not have access to the benefits.
Here are some basic tips that will decrease your risk:
• Review your credit report at least once a year.
• Guard your Social Security Number (SSN). Whenever possible, don’t carry your 
  social security card with you.
• Don’t put your SSN or drivers license number on your checks.
• Protect your personal information. You should never give your social security 
  number to anyone unless they have a good reason for needing it.
• Carefully destroy papers you throw out, especially those with sensitive 
  or identifying information.
• Delete and don’t reply to any suspicious email requests.
• Use a locked mailbox to send and receive all mail.
• Enroll in ID Fraud Solutions.
• Review our ID Theft & the Internet information.
The Federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. More information about the FCRA and your rights is available online at www.ftc.gov/credit .