Knowledge is power, and keeping your identity secure is what's on our minds. ID Fraud Solutions provides you with a single credit report every 12 months so that you can catch and correct inaccurate information and detect potential fraud. The report is available in an easy-to-read printable format. Your credit report: lists new accounts opened in your name, records all inquiries made into your credit files, notifies you of address changes submitted to your credit file, tracks any identification information changes, lists any accounts in collection, details possible negative information on your credit file, updates account balance increases greater than 20%, notifies you of account status changes, records all closed accounts, items removed from your credit file and any credit limit increases, notes all public record items, including judgments, bankruptcies and liens, and lists all existing accounts without significant changes.